Stephen Trefts, President

This story of Margaret shows how we walk alongside our beneficiaries to ensure their needs are met through all the stages of life.

Stephen Trefts, President

Trusts for children come in many different forms and can be crafted to meet the needs of each individual child. Following are examples of the possibilities available to provide for children through proper trust planning.

Sandy Calbreath, Trust Officer

Agreeing to serve as trustee or attorney-in-fact under a Power of Attorney seems like reasonable task when your friend or family member is not incapacitated. However, the task can easily become a burden when it comes time to make difficult decisions or enter into complicated family dynamics. An Agency Agreements allows you to remain in control, and at the same time have help with the administrative tasks involved.

Sandy Calbreath, Trust Officer

Where a person lives out the remainder of his or her life is a very important decision. As trustee, we understand that each individual’s needs are different and find the living arrangement that will best meet those needs.

Stephen Trefts, President

Discretionary decision making is a big part of being a trustee, and one that effects beneficiaries greatly. While there is no mechanical formula that can be used, this article identifies certain land marks we look for on the road to the right decision.

Stephen Trefts, President

The language of the trust document determines how we make trust payout decision. This article addresses the nuances of several common distribution types to take into consideration when creating trust documents.

Stephen Trefts, President

In the face of economic storms, how does a trustee make wise investment decisions? There are several steps we take to create a trust lifeboat in the sea of these turbulent financial times.